Agricultural Development Bank (ADBL) Posts Net Profit Of Rs 3.69 Arba [Q4 Report]

August 11, 2021 | Investopaper

Agricultural Development Bank Limited (ADBL) has published the unaudited fourth-quarter report of the fiscal year 2077/78. Based on the report, the bank has earned a net profit of Rs 3.69 Arba. The profit has increased by almost 11 percent as compared to the corresponding period of the previous fiscal year. In the fiscal year 2076/77, ADBL had posted a net profit of Rs 3.33 Arba.

The profit has inclined despite the fall in the net interest income of the bank. The rise in profit is mainly due to the increase in the net trading income and other operating income of the bank. In the fiscal year 2077/78, ADBL has reported Rs 95.94 crores as net trading income and Rs 50.29 crores as other operating income. In the previous fiscal year, such income stood at Rs 39.29 crores and Rs 3.59 crores respectively.

Agricultural Development Bank (ADBL)-Major Financial Indicators For FY 2077/78

Paid Up Capital: Rs 16.42 Arba

Reserve and Surplus: Rs 15.22 Arba

Deposits From Customers: Rs 162.67  Arba

Loans & Advances To Customers: Rs 152.86 Arba

Net Interest Income: Rs 6.26 Arba

Operating Profit: Rs 5.22 Arba

Net Profit: Rs 3.69 Arba

Distributable Profit: Rs 1.73 Arba

Non-Performing Loans (NPL): 1.84%

Base rate: 7.13%

Earnings Per Share (EPS): Rs 30.65

Networth Per Share: Rs 235.58


Dividend History Of Agricultural Development Bank (ADBL)

Financial Analysis of Commercial Banks of Nepal [With Ranking]

The financial performance of Agricultural Development Bank (ADBL) is summarized in the table below:

Agricultural Development Bank (ADBL): Fourth Quarter Summary, FY 2077/78

Financial Indicators Q4, FY 2077/78 Q4, 2076/77 Percent Change
Paid up capital (Rs.’Arba’) # 16.42 14.98 9.61
Reserve and Surplus (Rs.’Arba’) 15.22 13.48 12.91
Deposits & Borrowing (Rs.’Arba’) 162.67 143.62 13.26
Loans & Advances (Rs.’Arba’) 152.86 121.84 25.46
Net Interest Income (Rs.’Arba’) 6.26 6.71 -6.71
Operating Profit (Rs.’Arba’) 5.22 4.31 21.11
Net Profit (Rs.’Arba’) 3.69 3.33 10.81
Distributable Profit (Rs.’Arba’) 1.73
Non Performing Loans, NPL(%) 1.84 2.84 -35.21
Base rate(%) 7.13 9.26 -23.00
Earnings Per Share, EPS(Rs.) 30.65
Networth Per Share ( Rs.) 235.58
Market Price Per Share (Rs.) [Ashad end, 2078 BS] 479
P/E Ratio 15.63

Source: Unaudited Q4 Report, FY 2077/78

#The capital includes the preference share worth Rs. 5.43 Arba


The above figures are based on the un-audited quarterly report published by the respective company. Investors are advised to take other things into consideration along with this report while making investment decisions. The numbers may vary after the final audit.

Note: If you want to see the reports of other companies, Click Here.


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