Civil Bank fourth quarter report: EPS stands at Rs. 9.5
August 18, 2019 | Investopaper
Civil Bank Ltd. has published its unaudited fourth-quarter report of fiscal year 2075/76. In the fourth quarter, the commercial bank has reported a growth of 20.72 percent in its net profit as compared to the corresponding quarter of last fiscal year.
Likewise, the deposits and loans of the bank have grown by 22.74 and 11.61 percent. The deposits of Civil Bank stands at 42 Arba in the fourth quarter while loans and advances totaled Rs. 42.69 crores. The net interest income of Civil Bank has grown by 56.03 percent to Rs. 2.20 Arba.
Meanwhile, Civil Bank has reduced the non-performing loan to 2.37 percent. The base rate of the company is 11.11 percent. EPS of the company stands at Rs. 9.5. The company has a distributable profit worth Rs. 55.7 crores. This means the company has the capacity to distribute around 7 percent dividend to its shareholders this year. See the major highlights of the fourth quarter below.
CIVIL BANK LTD.FOURTH QUARTER REPORT.FY 2075/76.
| HEADINGS | 4TH QTR, 2075/76 | 4TH QTR, 2074/75 | PERCENT CHANGE |
| PAID-UP CAPITAL (Rs. In Arba) | 8.003 | 7.26 | 10.23 |
| RESERVE & SURPLUS (Rs. In Arba) | 2.24 | 2.58 | -13.18 |
| DEPOSITS (Rs. In Arba) | 42 | 34.22 | 22.74 |
| LOANS (Rs. In Arba) | 42.69 | 38.25 | 11.61 |
| NET INTEREST INCOME (Rs. In Arba) | 2.2 | 1.41 | 56.03 |
| PROFIT (Rs. In Arba) | 76.04 | 62.99 | 20.72 |
| DISTRIBUTABLE PROFIT (Rs. In Arba) | 55.7 | – | – |
| NON PERFORMING LOANS, NPL (%) | 2.37 | 2.65 | -10.57 |
| BASE RATE(%) | 11.11 | 11.84 | -6.17 |
| EARNINGS PER SHARE, EPS (Rs.) | 9.5 | ||
| NETWORTH PER SHARE (Rs.) | 127.98 | ||
| MARKET PRICE PER SHARE (Rs.) | 158 | ||
| P/E RATIO (based on the price of Ashad 31, 2076) | 16.63 |
