Comparative Performance: Chautari Laghubitta Vs Samata Laghubitta
January 26, 2020 | Investopaper
Chautari Laghubitta and Samata Laghubitta are two retail microfinance with an almost equal capital. Both the microfinance have reported a decent performance until the second quarter of the fiscal year 2076/77. Here, we will try to make a financial comparison between this two microfinance based on the unaudited second-quarter report of FY 2076/77.
Note: Chautari Laghubitta is in the merger agreement with Aarambha Laghubitta. So, the trading of shares of Chautari Laghubitta is suspended in Nepse. Likewise, after the completion of the merger, the financial indicators will vary.
The comparison of the two microfinance is summarized in the table below:
Comparative Performance: Chautari Laghubitta Vs Samata Laghubitta
| HEADINGS | Chautari Laghubitta | Samata Laghubitta |
| PAID-UP CAPITAL (Rs. In crores) | 19.9 | 19.11 |
| RESERVE (Rs. In crores) | 5.65 | 9.15 |
| BORROWINGS (Rs. In crores) | 97.15 | 84.23 |
| DEPOSITS (Rs. In crores) | 59.52 | 60.23 |
| LOANS (Rs. In crores) | 171.57 | 153.43 |
| NET INTEREST INCOME (Rs. In crores) | 7.16 | 5.48 |
| PROFIT (Rs. In crores) | 2.65 | 2.58 |
| NON PERFORMING LOANS, NPL (%) | 1.24 | 1.68 |
| COST OF FUND (%) | 10.78 | 12.38 |
| EARNINGS PER SHARE, EPS (Rs.) | 26.66 | 27.03 |
| NETWORTH PER SHARE (Rs.) | 128.41 | 147.88 |
| MARKET PRICE PER SHARE (Rs.) [Poush end, 2076] | 433 | 677 |
| P/E RATIO | 16.24 | 25.05 |
Note: The above figures are based on the unaudited second-quarter report published by this two microfinance. Investors are advised to take other things into consideration along with this report while making investment decisions. The numbers may vary after the final audit.
