Janautthan Samudayik Laghubitta Earns Rs 4.19 Crores Profit [Q2 Report]

February 13, 2022 | Investopaper

Janautthan Samudayik Laghubitta Bittiya Sanstha Limited (JSLBB) has delivered a decent performance until the second quarter of this fiscal year i.e. 2078/79. The microfinance has posted a profit of Rs. 4.19 crores in the first six months. This is almost 53 percent higher than the corresponding period of the previous fiscal year. Last year, the company’s profit stood at Rs. 2.74 crores during the same period.

The rise in profit is due to the increment in the net interest income by 28 percent. JSLBB earned Rs. 9.32 crores as the net interest income.

Recommended: Dividend History Of Janautthan Samudayic Laghubitta (JSLBB)

The second quarter report is also summarized in the table below.

Janautthan Samudayik Laghubitta (JSLBB): Financial Highlights, Q2, FY 2078/79

Financial Indicators Q2, F.Y. 2078/79 Q2, F.Y. 2077/78 Percent Change
Paid up capital  (Rs.’crores’) ## 11.83 7.92 49.37
Reserve and Surplus (Rs.’crores’) 14.21 12.62 12.60
Borrowings (Rs.’Arba’) 1.25 1.23 18.18
Deposits (Rs.’Arba’) 0.78 0.62 25.81
Loans & Advances (Rs.’Arba’) 2.21 1.87 18.18
Net Interest Income (Rs.’crores’) 9.32 7.27 28.20
Operating Profit (Rs.’crores’) 4.8 1.74 175.86
Net Profit (Rs.’crores’) 4.19 2.74 52.92
Non Performing Loans, NPL(%) 3.27 3.92 -16.58
Cost of Funds (%) 6.62 6.64 -0.30
Earnings Per Share, EPS(Rs.) 70.93
Networth Per Share ( Rs.) 220.17
Market Price Per Share (Rs.) [Poush end, 2078 BS] 2555
P/E Ratio 36.02

Source: Unaudited Q2 Report, FY 2078/79

## 25 percent bonus share from the fiscal year 2077/78 is not adjusted in the paid-up capital. After the adjustment, the paid-up capital will increase to Rs 14.78 crores. Accordingly, the reserves and surplus, earnings per share and networth per share will decline.


The above figures are based on the unaudited second-quarter report published by the respective company. Investors are advised to take other things into consideration along with this report while making investment decisions. The numbers may vary after the final audit.

Note: The share price, as well as the P/E ratio, is based on the data of Poush end, 2078 BS. At current, the numbers may vary. 


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