Jeevan Bikas Laghubitta Reports Impressive EPS Of Rs 132 [Q2 Report]

February 8, 2022 | Investopaper

Jeevan Bikas Laghubitta Bittiya Sanstha Limited (JBLB) has delivered a decent performance in the second quarter of the fiscal year 2078/79. The microfinance has posted a net profit of Rs. 40.16 crores in the six months period. This is 9 percent higher than the profit of the corresponding quarter of the previous fiscal year. The company had earned Rs. 36.81 crores in the first six months of the last fiscal year.

During this period, JBLB has expanded loans by 25 percent to Rs. 22.82 Arba. With the increase in loans, the company generated a net interest income of Rs 80.3 crores until the second quarter.

The NPL has declined to 0.75 percent while the cost of funds has inclined to 9.24 percent.

As of Poush’s end 2078 BS, JBLB has a paid-up capital of Rs 60.84 crores. At this capital, the annualized EPS is at an impressive Rs 132.04 while the per share net worth is Rs. 383.07.

See the summarized of version of second quarter report in the table below:

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The second-quarter report of Jeevan Bikas Laghubitta is also summarized in the table below:

Jeevan Bikas Laghubitta (JBLB): Q2 Report Summary, FY 2078/79

Financial Indicators Q2, F.Y. 2078/79 Q2, F.Y. 2077/78 Percent Change
Paid up capital (Rs.’crores’) 60.84 41.07 48.14
Reserve and Surplus (Rs.’crores’) 172.21 98.74 74.41
Borrowings (Rs.’Arba’) 10.43 8.89 25.59
Deposits (Rs.’Arba’) 8.82 7.53 17.13
Loans & Advances (Rs.’Arba’) 22.82 18.17 25.59
Net Interest Income (Rs.’crores’) 80.3 60.53 32.66
Operating Profit (Rs.’crores’) 41.53 7.64 443.59
Net Profit (Rs.’crores’) 40.16 36.81 9.10
Non Performing Loans, NPL(%) 0.75 0.95 -21.05
Cost of Funds (%) 9.24 7.59 21.74
Earnings Per Share, EPS(Rs.) 132.04
Networth Per Share ( Rs.) 383.07
Market Price Per Share (Rs.) [Poush end, 2078 BS] 4520
P/E Ratio 34.23

Source: Unaudited Q2 Report, FY 2078/79


The above figures are based on the un-audited quarterly report published by the respective company. Investors are advised to take other things into consideration along with this report while making investment decisions. The numbers may vary after the final audit.

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