National Laghubitta Reports 106 Percent Growth in Profit [Q2 Report]
February 10, 2025 | Investopaper
National Laghubitta Bittiya Sanstha Limited (NMFBS) has reported a growth in net profit by 106 percent as per the second quarterly report of the current fiscal year 2081/82. The microfinance has earned a net profit of Rs. 21.52 crores in the first six months as compared to Rs. 10.41 crores of the corresponding period of the previous fiscal year.
The rise in profit is due to the increase in net interest income by almost 88 percent to Rs 66.38 crores.
As of Poush’s end 2081 BS, National Microfinance Laghubitta has a paid-up capital of Rs 133.31 crores. Likewise, the total reserve and surplus stood at Rs 159.34 crores. The microfinance has floated total loans and advances of Rs 22.09 Arba.
Similarly, the Non-Performing Loan (NPL) has decreased from 3.74 percent to 3.04 percent. Also, the base rate has dropped to 11.64 percent.
Looking into per-share ratios, the annualized Earnings Per Share (EPS) stood at Rs 32.34 while the per-share net-worth is Rs. 219.67.
Related:
Dividend History Of National Microfinance Laghubitta (NMFBS)
The second-quarter report of National Microfinance is summarized in the table below:
National Microfinance (NMFBS): Q2 Report Summary, FY 2081/82
| Financial Indicators | Q2, F.Y. 2081/82 | Q4, F.Y. 2080/81 | Percent Change |
| Paid-up capital (Rs. ‘crores’) | 133.31 | 116.55 | 14.38 |
| Reserve and Surplus (Rs. ‘crores’) | 159.34 | 163.24 | -2.39 |
| Borrowings (Rs. ‘Arba’) | 16.42 | 13.19 | 24.49 |
| Deposits From Customers (Rs. ‘Arba’) | 6.03 | 5.24 | 15.08 |
| Loans & Advances To Customers (Rs. ‘Arba’) | 22.09 | 20.53 | 7.60 |
| Financial Indicators | Q2, F.Y. 2081/82 | Q2, F.Y. 2080/81 | Percent Change |
| Net Interest Income (Rs. ‘crores’) | 66.38 | 35.31 | 87.99 |
| Operating Profit (Rs. ‘crores’) | 30.75 | 14.88 | 106.65 |
| Net Profit (Rs. ‘crores’) | 21.52 | 10.41 | 106.72 |
| Distributable Profit (Rs. ‘crores’) | 24.15 | – | |
| Non Performing Loans, NPL (%) | 3.04 | 3.74 | -18.72 |
| Base Rate (%) | 11.64 | 14.25 | -18.32 |
| Earnings Per Share, EPS (Rs.) | 32.34 | ||
| Networth Per Share ( Rs.) | 219.67 | ||
| Market Price Per Share (Rs.) [Poush end, 2081 BS] | 1323 | ||
| P/E Ratio | 40.91 |
Source: Unaudited Q2 Report, FY 2081/82
Note:
The above figures are based on the un-audited quarterly report published by the respective company. Investors are advised to take other things into consideration along with this report while making investment decisions. The numbers may vary after the final audit.
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