Sana Kisan Bikas Laghubitta (SKBBL), wholesale microfinance of Nepal, has published the fourth quarter report of the fiscal year 2075/76. The report shows a handsome growth in profit of 25 percent. The microfinance made a profit of Rs. 49.10 crores in the fourth quarter of the fiscal year 2075/76. Last year, the net profit stood at Rs. 39.31 crores. The growth in net profit is mainly due to the rise in the net interest income. SKBBL earned a net interest income of Rs. 91.90 crores, up from Rs. 75.11 crores of the previous year.
The paid-capital capital of SKBBL is Rs. 78.60. Likewise, it has a total reserve of Rs. 167.87 crores.
The borrowings and loans stand at massive Rs. 17.65 Arba and Rs. 20.46 Arba respectively.
The non-performing loans (NPL) of the microfinance is 0.08 percent. Similarly, the cost of fund is 5.90 percent.
The Earning Per Share (EPS) of Sana Kisan Bikas Laghubitta (SKBBL) stands at an impressive Rs. 62.47. Likewise, the net worth per share is Rs. 313.56.
The share of SKBBL was trading at Rs. 945 at the end of the fourth quarter. At this price, SKBBL has a p/e ratio of 15.18.
The fourth-quarter report of Sana Kisan Bikas Laghubitta (SKBBL) is summarized in the table below:
Financial Highlights of Sana Kisan Bikas Laghubitta (SKBBL), Fourth Quarter, 2075/76
|HEADINGS||4TH QTR, 2075/76||4TH QTR, 2074/75||PERCENT CHANGE|
|PAID-UP CAPITAL (Rs. In crores)||78.60||78.60||0.00|
|RESERVE (Rs. In crores)||167.87||118.46||41.71|
|BORROWINGS (Rs. In Arba)||17.65||15.74||12.13|
|DEPOSITS (Rs. In Arba)||–||–||–|
|LOANS (Rs. In Arba)||20.46||16.89||21.14|
|NET INTEREST INCOME (Rs. In crores)||91.90||75.11||22.35|
|PROFIT (Rs. In crores)||49.10||39.31||24.90|
|NON PERFORMING LOANS, NPL (%)||0.08||0.04||100.00|
|COST OF FUND (%)||5.90||5.73||2.97|
|EARNINGS PER SHARE, EPS (Rs.)||62.47|
|NETWORTH PER SHARE (Rs.)||313.56|
|MARKET PRICE PER SHARE (Rs.) [Ashad 31]||948|
|P/E RATIO (based on the price of Ashad 31, 2076)||15.18|