Citizens Bank Vs Sunrise Bank: Financial Comparision

November 11, 2019 | Investopaper

Two commercial banks namely Citizens Bank International and Sunrise Bank have published the unaudited first quarter (Q1) report of the fiscal year 2076/77. Both the banks have shown a decent performance in Q1.

The comparison of these two banks is based on the unaudited first-quarter report. 

Citizens Bank has higher paid-up capital with Rs. 8.62 Arba. On the other hand, Sunrise Bank has a greater reserve and surplus of Rs. 4.55 Arba.

Sunrise Bank leads in terms of deposits and loans with Rs. 77.89 Arba and Ra. 72.55 Arba respectively.

Sunrise Bank also earned a higher net interest income and net profit of Rs. 1.10 Arba and Rs. 45 crores respectively.

However, Citizens Bank earned a more distributable profit of Rs. 21 crores.

Citizens Bank is also better in terms of Non-Performing Loan (NPL) with 0.98 percent.

Sunrise Bank has a lower base rate of 9.97 percent.

Likewise, Sunrise Bank leads in EPS and per-share net worth with Rs.  22.29 and Rs. 155.78 respectively.

The financial comparison is summarized in the table below:

Citizens Bank Vs Sunrise Bank: Financial Comparision

HEADINGS Citizens Bank Sunrise Bank
PAID-UP CAPITAL (Rs. In Arba) 8.62 8.15
RESERVE & SURPLUS (Rs. In Arba) 3.21 4.55
DEPOSITS (Rs. In Arba) 72.44 77.89
LOANS  (Rs. In Arba) 67.55 72.55
NET INTEREST INCOME (Rs. In Arba) 0.71 1.1
PROFIT (Rs. In Arba) 0.35 0.45
DISTRIBUTABLE PROFIT (Rs. In Arba) 0.21 0.15
BASE RATE(%) 10.75 9.97
EARNINGS PER SHARE, EPS (Rs.) 16.2 22.29
NETWORTH PER SHARE (Rs.) 137.18 155.78
MARKET PRICE PER SHARE (Rs.) [Ashwin 30, 2076] 194 239
P/E RATIO 11.97 10.72


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