Comparative performance of two microfinance: Womi and Swadeshi

April 19, 2019 | Investopaper

Womi Laghubitta Bittiya Sanstha Limited and Swadeshi Laghubitta Bittiya Sanstha Limited have published the 3rd quarter report of F.Y. 2075/76.

As per the unaudited report of Quarter 3 of this fiscal year, Womi Microfinance has increased the net profit by 51.98 percent. The net profit stands at Rs. 4.48 crores which was Rs. 2.95 crores last year in the 3rd quarter. On the other hand, Swadeshi Laghubitta made a profit of Rs. 4.82 crores, a rise by 92 percent from the corresponding quarter of the previous year.

The comparative performance of these two microfinance based on the unaudited report of 3rd quarter is shown in the table below:

Headings Womi Swadeshi
Paid up capital (Rs. ‘crores’) 10.11 23
Reserve & Surplus (Rs. ‘crores’) 9.41 15.96
Deposits (Rs. ‘crores’) 52.24 91.3
Loans (Rs. ‘Arab’) 1.67 3.05
Net Interest Income (Rs. ‘Crores’) 9.03 16.19
Net Profit (Rs. ‘Crores) 4.48 4.82
Non Performing Loans, NPL (%) 0.7 1.99
Cost of Fund(%) 10.93 9.79
Earnings Per Share, EPS (Rs.) 59.16 27.94
Networth Per Share (Rs.) 193.13 169.4


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