Comparision of 8 banks with net profit below 2 Arba

August 14, 2019 | Investopaper

Here, we will try to make a comparison of 8 commercial banks. We have included the banks with a net profit below Rs. 2 Arba in the fiscal year 2075/76. The banks are:

—Kumari Bank (Net Profit: Rs. 1.33 Arba )

—Citizens Bank (Net Profit: Rs. 1.49 Arba)

—NCC Bank (Net Profit: Rs. 1.53 Arba )

—Laxmi Bank (Net Profit: Rs. 1.58 Arba )

—Machhapuchhre Bank (Net Profit: Rs. 1.70 Arba)

—Sunrise Bank (Net Profit: Rs. 1.71 Arba)

—Mega Bank (Net Profit: Rs. 1.72)

—Bank of Kathmandu (Net Profit: Rs. 1.94)

Note: We have included the banks which have published the fourth-quarter report.

The comparison is based on paid-up capital, reserve, deposits, loans, net interest income, profit, distributable profit, NPL, base rate, EPS and net-worth per share. Feel free to look into it and please share your views in the comment section. Which bank do you prefer among these?

PAID-UP CAPITAL, RESERVE & SURPLUS, DEPOSITS & LOANS

HEADINGS	PAID-UP CAPITAL (Rs. In Arba)	RESERVE & SURPLUS (Rs. In Arba)	DEPOSITS (Rs. In Arba)	LOANS (Rs. In Arba)
Kumari Bank	8.69	3.18	73.2	73.12
Citizens Bank	8.37	4.09	70.51	62.91
NCC Bank	7.02	5.49	67.04	61.13
Laxmi Bank	8.92	2.17	79.74	75.23
Machhapuchhre Bank	8.06	3.19	85.2	75.3
Sunrise Bank	8.15	4.2	75.21	68.88
Mega Bank	10.39	3.22	78.68	69.99
Bank of Kathmandu	8.06	5.94	82.94	71.74

NET INTEREST INCOME, PROFIT, AND DISTRIBUTABLE PROFIT

HEADINGS	NET INTEREST INCOME (Rs. In Arba)	PROFIT (Rs. In Arba)	DISTRIBUTABLE PROFIT (Rs. In Arba)
Kumari Bank	3.02	1.33	0.97
Citizens Bank	2.82	1.49	1.12
NCC Bank	3.09	1.53	1.2
Laxmi Bank	3.04	1.58	1.16
Machhapuchhre Bank	3.54	1.70	1.32
Sunrise Bank	3.6	1.71	1.12
Mega Bank	3.79	1.72	1.36
Bank of Kathmandu	3.77	1.94	1.3

NON PERFORMING LOANS, BASE RATE, EARNINGS PER SHARE, AND NETWORTH PER SHARE

HEADINGS	NON PERFORMING LOANS, NPL (%)	BASE RATE(%)	EARNINGS PER SHARE, EPS (Rs.)	NETWORTH PER SHARE (Rs.)
Kumari Bank	0.97	10.82	15.36	136.64
Citizens Bank	1.19	10.52	17.79	139.57
NCC Bank	2.78	10.23	21.79	178.38
Laxmi Bank	1.11	10.31	17.67	141.67
Machhapuchhre Bank	0.37	10.37	21.15	139.57
Sunrise Bank	1.03	10.32	20.94	151.47
Mega Bank	0.86	9.98	16.55	130.93
Bank of Kathmandu	1.5	9.98	24.04	173.72