August 4, 2019 | Investopaper
9 commercial banks of Nepal have published the fourth quarter report of the fiscal year 2075/76. All the banks have shown improvement from the corresponding quarter of the previous year. The nine banks include: [Also see their quarterly reports by clicking on their links]
—Sanima Bank
—Citizens Bank
—Prabhu Bank
—Nepal Bank
—Siddhartha Bank
—Nepal SBI Bank
—Global IME Bank
—Machhapuchhre Bank
—Everest Bank
We will try to study the comparative performance of these 9 banks based on the fourth quarter of 2075/76. See which bank is the better of them all and feel free to share your views in the comment section.
Paid-up Capital, Reserves, Deposits and Loans
BANKS |
PAID-UP CAPITAL (Rs. In Arba) |
RESERVE & SURPLUS (Rs. In Arba) |
DEPOSITS (Rs. In Arba) |
LOANS (Rs. In Arba) |
Sanima Bank |
8 |
3.9 |
89.37 |
81.25 |
Citizens Bank |
8.37 |
4.09 |
70.51 |
62.91 |
Prabhu Bank |
8.89 |
5.67 |
112.39 |
86.42 |
Nepal Bank |
9.81 |
19.63 |
117.2 |
92.41 |
Siddhartha Bank |
8.89 |
6.2 |
114.9 |
104.77 |
Nepal SBI Bank |
8.45 |
5.72 |
97.88 |
84.3 |
Global IME |
10.31 |
6.04 |
120.09 |
108.99 |
Machhapuchhre |
8.06 |
3.19 |
85.2 |
75.3 |
Everest Bank |
8.11 |
9.53 |
129.55 |
104.57 |
Net Interest Income, Profit, Distributable Profit, NPL and Base Rate
BANKS |
NET INTEREST INCOME (Rs. In Arba) |
PROFIT (Rs. In Arba) |
DISTRIBUTABLE PROFIT (Rs. In Arba) |
NON PERFORMING LOANS, NPL (%) |
BASE RATE(%) |
Sanima Bank |
4.1 |
2.24 |
1.63 |
0.08 |
9.45 |
Citizens Bank |
2.82 |
1.49 |
1.12 |
1.19 |
10.52 |
Prabhu Bank |
4.57 |
2.05 |
1.73 |
2.31 |
9.36 |
Nepal Bank |
6.18 |
2.61 |
3.45 |
2.58 |
7.98 |
Siddhartha Bank |
4.67 |
2.31 |
1.65 |
0.75 |
10.57 |
Nepal SBI Bank |
4.75 |
2.3 |
1.6 |
0.2 |
9.72 |
Global IME |
5.17 |
2.8 |
2.43 |
0.55 |
9.54 |
Machhapuchhre |
3.54 |
1.7 |
1.32 |
0.37 |
10.37 |
Everest Bank |
5.64 |
3.05 |
2.19 |
0.16 |
8.12 |
EPS, Networth Per Share, Market Price Per Share, P/E Ratio
BANKS |
EARNINGS PER SHARE, EPS (Rs.) |
NETWORTH PER SHARE (Rs.) |
MARKET PRICE PER SHARE (Rs.) [Ashad 31, 2076] |
P/E RATIO |
Sanima Bank |
28.04 |
148.73 |
348 |
12.41 |
Citizens Bank |
17.79 |
139.57 |
224 |
12.59 |
Prabhu Bank |
24.18 |
163.8 |
266 |
11 |
Nepal Bank |
27.15 |
300.05 |
336 |
12.376 |
Siddhartha Bank |
26.59 |
169.77 |
319 |
11.960 |
Nepal SBI Bank |
27.26 |
167.69 |
469 |
17.2 |
Global IME |
27.11 |
158.62 |
295 |
10.88 |
Machhapuchhre |
21.15 |
139.57 |
264 |
12.48 |
Everest Bank |
37.57 |
217.52 |
663 |
17.65 |