Jeevan Bikas Laghubitta Reports Slight Increment In Profit | Annualized EPS At Rs. 74.46 [Q3 Report]
May 4, 2022 | Investopaper
Jeevan Bikas Laghubitta Bittiya Sanstha Limited (JBLB) has delivered a decent performance until the third quarter of the current fiscal year 2078/79. The microfinance has posted a net profit of Rs. 57.75 crores in the nine months period. This is slightly higher than the profit of the corresponding quarter of the previous fiscal year. The company had earned Rs. 56.39 crores in the first nine months of the last fiscal year.
During this period, JBLB has expanded loans by 13.75 percent to Rs. 22.83 Arba. With the increase in loans, the company generated a net interest income of Rs 120.69 crores until the third quarter.
The NPL as well as cost of funds has increased to 0.83 percent and 10.54 percent respectively.
As of Chaitra’s end 2078 BS, JBLB has a paid-up capital of Rs 103.42 crores. At this capital, the annualized EPS is at Rs 74.46 while the per share net worth is Rs. 247.89.
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See the summarized of version of the quarterly report in the table below:
Jeevan Bikas Laghubitta (JBLB): Q3 Report Summary, FY 2078/79
| Financial Indicators | Q3, F.Y. 2078/79 | Q3, F.Y. 2077/78 | Percent Change |
| Paid up capital (Rs.’crores’) | 103.42 | 41.06 | 151.88 |
| Reserve and Surplus (Rs.’ crores’) | 133.71 | 118.39 | 12.94 |
| Borrowings (Rs.’Arba’) | 9.82 | 10.17 | -3.44 |
| Deposits (Rs.’Arba’) | 9.05 | 7.77 | 16.47 |
| Loans & Advances (Rs.’Arba’) | 22.83 | 20.07 | 13.75 |
| Net Interest Income (Rs.’crores’) | 120.69 | 100.25 | 20.39 |
| Operating Profit (Rs. ‘crores’) | 60.26 | 29.29 | 105.74 |
| Net Profit (Rs.’crores’) | 57.75 | 56.39 | 2.41 |
| Non Performing Loans, NPL (%) | 0.83 | 0.6 | 38.33 |
| Cost of Funds (%) | 10.54 | 7.4 | 42.43 |
| Earnings Per Share, EPS (Rs.) | 74.46 | ||
| Networth Per Share ( Rs.) | 247.89 | ||
| Market Price Per Share (Rs.) [Chaitra end, 2078 BS] | 2990 | ||
| P/E Ratio | 40.16 |
Source: Unaudited Q3 Report, FY 2078/79
Note:
The above figures are based on the un-audited quarterly report published by the respective company. Investors are advised to take other things into consideration along with this report while making investment decisions. The numbers may vary after the final audit.
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