Nagbeli vs Kisan Microfinance. Which one is better?

May 6, 2019 | Investopaper

Nagbeli Laghubitta (NBBL) and Kisan Laghubitta (KMFL) have published the third quarter report of F.Y. 2075/76. Both microfinance has reported growth in their net profit for the quarter.

Nagbeli Laghubitta has improved the profit by 15.53 percent until the third quarter. The net profit stands at Rs. 2.12 crores. On the other hand, Kisan Laghubitta has made a profit of Rs. 1.32 crores, a rise of more than 100 percent from the corresponding quarter of the previous year. To address the shortage of capital, Kisan Microfinance will issue 1:1 right share issue in the near future.

Currently, Nagbeli and Kisan Laghubitta are trading at Rs. 625 and Rs. 801 per share. Compare the performance of these two microfinance and decide which one is better to buy at the current price level. Feel free to share your views in the comment section.

Headings Nagbeli Laghubitta  Kisan Laghubitta
Paid up capital (Rs. ‘crores’) 16.76 8.97
Reserve & Surplus (Rs. ‘crores’) 10.84 2.34
Borrowings (Rs. ‘crores’) 32.29 98.60
Deposits (Rs. ‘crores’) 30.02 34.45
Loans (Rs. ‘crores’) 81.75 139.85
Net Interest Income (Rs. ‘Crores’) 5.95 5.49
Net Profit (Rs. ‘Crores) 2.12 1.32
Non Performing Loans, NPL (%) 4.28 1.37
Cost of Fund(%) 9.25 9.12
Earnings Per Share, EPS (Rs.) 12.67 19.71
Networth Per Share (Rs.) 139.33 126.06
Market Price Per Share (Rs.)[Baisakh 22, 2076] 625 801
P/E Ratio 49.32 40.63


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