Which is the best among the 7 microfinance companies?

July 28, 2019 | Investopaper

The following seven microfinance companies of Nepal have published the fourth quarter report of fiscal year 2075/76.

—Asha Laghubitta

—Chautari Laghubitta

—Global IME Laghubitta

—Infinity Laghubitta

—Samata Laghubitta

—Swadeshi Laghubitta

—Womi Laghubitta

We have ranked these microfinance companies based on their paid-up capital, reserve, loans, net profit, earnings per share (EPS) and Non-performing Loans (NPL).

NOTE: Womi and Global IME Laghubitta’s ongoing and upcoming 1:1 right share is not included. The ranking is based on the unaudited fourth-quarter report of 2075/76. With the adjustment of the right share, the financial indicators of this two microfinance will vary. Investors are requested to adjust the right issue to make fair evaluations. 

Paid-Up Capital

RANK	MICROFINANCE	PAID-UP CAPITAL (Rs. In crores)
1	Swadeshi	23
2	Infinity	20.74
3	Asha	20.74
4	Global IME	18.79
5	Chautari	18.6
6	Womi	10.11
7	Samata	6.07

Reserve

RANK	MICROFINANCE	RESERVE (Rs. In crores)
1	Swadeshi	18.51
2	Womi	14.42
3	Samata	8.43
4	Global IME	8.28
5	Chautari	4.32
6	Infinity	4.26
7	Asha	3.9

Loans

RANK	MICROFINANCE	LOANS  (Rs. In crores)
1	Swadeshi	343.74
2	Global IME	319
3	Asha	189.26
4	Womi	185
5	Chautari	156.37
6	Infinity	146.14
7	Samata	130.97

Net Profit

RANK	MICROFINANCE	PROFIT (Rs. In crores)
1	Swadeshi	7.44
2	Global IME	6.81
3	Womi	6.28
4	Asha	3.92
5	Infinity	3.75
6	Chautari	2.82
7	Samata	2.58

Earnings Per Share (EPS)

RANK	MICROFINANCE	EARNINGS PER SHARE, EPS (Rs.)
1	Womi	62.08
2	Global IME	61.62
3	Samata	42.32
4	Swadeshi	39.27
5	Asha	18.89
6	Infinity	18.09
7	Chautari	15.17

Non-Performing Loans (NPL)

RANK	MICROFINANCE	NPL (%)
1	Global IME	0.43
2	Chautari	0.51
3	Womi	0.54
4	Infinity	0.77
5	Samata	0.98
6	Asha	1.49
7	Swadeshi	1.54