Demat Account In Nepal: Everything You Need To Know

INVESTOPAPER

What Is Demat?

Demat is the act of archiving the physical (paper) share certificates in an electronic system. It is the process of dematerializing the physical share certificates. Dematerialization of share certificates is neccessary to secure and manage the paperwork in circulation in the stock market. The launch of Demat has helped speed up share trading in Nepal. The dematerialization of shares has saved the investors from the problems of carrying, tearing, spoiling and losing their share certificates.

You May Also Like:  Basic Requirements To Start Trading In The Stock Market Of Nepal


What Is Demat Account?

The demat account is the electronic account opened by the beneficiary through the depository participants (DP) with the central depository company. A demat account is just like a bank account. Demat account holds the shares in the electronic form. Each beneficiary has a unique account number where s/he deposits the securities. After the depository participant(DP) enters all the details of the beneficiary in the system to open a demat account, CDSC provides a separate 16-digit demat number arising from the system. Investors should mention this number in all future share transactions.

What Does Beneficiary Mean?

Beneficiary is a person who has opened a demat account to deposit securities in CDSC through a depository participants (DP) and has securities that can be deposited electronically in the account.

Also Read: Online Share Trading In Nepal: How To Buy & Sell Shares?


Demat Account In Nepal

The dematerialization of shares in Nepal started gradually after the formal inauguration of CDS and Clearing on Chaitra 17, 2067. To open a demat account in Nepal, one can go to the company which has got permission from the Securities Board of Nepal (SEBON) for Depository Participant (DP) service.

Related: List of  Depository Participants (DPs) In Nepal

Currently, stock brokers, banks and financial institutions, merchant bankers, transfer representatives and other organizations have been operating such services with the permission of the board. You have to go to a company that suits you and open a demat account. This requires a photocopy of citizenship and two passport size photos.

Previously purchased shares were available as physical (paper) certificates. Since that provision has been removed, it is now electronically credited to the demat account. When opening a demat account, the company gives a checkbook like a bank. When selling shares, the check should be written. In case of purchase, the shares are credited to the investor’s demat account.

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Is Demat Account Mandatory In Nepal?

Demat account is mandatory for all types of share transactions in Nepal. The investor should dematerialize the paper share certificates s/he possesses. Only then are they eligible for trading in the stock market.  Nepal Stock Exchange only trades the demat shares with the objective of making the share market systematic, transparent, safe and modern by minimizing various hassles while trading in physical (paper) shares.

After the implementation of this provision, the shares in the primary issue are available in demat form. The shares you receive are credited directly to your demat account. Therefore, demat account is required while applying for the Initial Public Offering (IPO) of the companies. If you want to invest in shares, you have to open such an account.

Related:  List Of Merchant Bankers In Nepal


How To Open A Demat Account In Nepal?

You can open a demat account through depository banks and financial institutions, merchant banks and broker companies with permission from the Securities and Exchange Board to act as depository participants (DP). The process of opening a demat account in CDSC is similar to the process of opening an account in a bank.

Also Read: ASBA & C-ASBA In Nepal: Every Thing You Need To Know

The following steps show the process of opening a demat account in Nepal:

Step 1:  The investor should submit various documents to open a demat account similar to the documents required to open a bank account.

Step 2: The DP enters information about the investor into the system of CDSC after the beneficiary submits the required documents.

Step 3: CDSC verifies the entry from DP and provides the verification letter to the beneficiary.

Step 4: After the verification, CDSC opens the demat account of the beneficiary.

Step 5: After opening a demat account, the DP provides the beneficiary or investor a 16-digit demat account number and a check book.

Step 6: After opening a demat account, the shares held or purchased are deposited in this account. Just like money is deposited in a bank account, shares are deposited in a demat account.

The investor should provide the demat account to the broker company while buying and selling shares. After purchasing the shares, the shares are credited to the demat account. When you sell the shares, you should write the check and provide it to the broker company.The sold shares are then debited from the demat account.

Related: List of Licensed Stock Brokers In Nepal With Nepse TMS URL

What Documents are Required to Open a Demat Account?

Anyone with or without a portfolio of share can open the demat account. In order to open such account, the beneficiary (investor) has to provide a photocopy of citizenship along with three generations of details. Demat account of one member of family will not be valid for all other members. Each member has to open a separate demat account for share trading.

In the case of a minor, the guardian should submit a photograph of the minor, a photocopy of the birth certificate and a photocopy of the guardian’s citizenship.

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How Much Does It Cost To Open a Demat Account?

It costs Rs. 50 to open a demat account and Rs. 100 as annual operating charge of the account. Therefore, initially, the cost of opening the demat account amounts to Rs 150. You have to renew the account every year by paying Rs. 100.

In order to deposit the shares (securities) in the demat account, the investor who has the physical share certificate should first take the shares s/he has and fill in the details of the shares of each company. Then s/he should submit a  dematerialization form given by the depository member (DP). The share registrar of the respective company verifies the form. It receives the physical shares and deposits those share electronically into the beneficiary demat account,

How Many Demat Accounts One Can Open?

One person can open up to two demat accounts. A new investor who is considering entering the stock market in this way may come only by opening a demat at the beginning. Demat account is mandatory to buy and sell shares in primary market and secondary market. Trading of shares is not possible without a demat account.

Also Read: 15 Best Blue Chip Shares To Buy In Nepal


Benefits of Demat Account

Demat Account has several benefits such as:

1. The process of clearing the share transactions becomes faster.

2. The listed company can directly credit the bonus shares given to the shareholders to their demat account. Likewise, it can distribute the cash dividend directly into the shareholder’s bank account.

3. Demat has made it possible to apply for public offering online from mobile and computer.

Related: Upcoming Initial Public Offerings (IPO) In Nepal

4. When a company issuing ordinary shares distributes shares in the demat account, the cost and time required to print the share certificate will be saved.

5. Immediate transfer of securities and money without any hassle during the share transaction.

6. Quick distribution of shares through public issue.

7. Easy portfolio management and mortgage of shares.

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Loan On Shares In Demat

Banks and financial institutions (BFIs) will provide loans  to invest in stocks by keeping shares in demat as the collateral. At present, BFIs in Nepal are giving loans in two ways: by pledging shares and on the guarantee of a broker (without pledging shares).

For a loan obtained by pledging shares, the investor has to pledge a share certificate (currently a certified document of shares in a demat account). The same interest rate is not applicable on loans provided by banks and financial institutions for the purchase of shares. Investors who do regular banking, have a regular source of income, and have shares in a good (blue chip) company get loans at some cheaper interest rates.

Other investors have to pay a higher interest rate. When investing in shares, the bank needs documents such as photocopy of citizenship, collateral shares, verification of shares in demat account through DP company and other documents required by the bank.


Read Related Contents:

40 Commonly Used Share Market Terms

 

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124 thoughts on “Demat Account In Nepal: Everything You Need To Know

  • September 9, 2020 at 10:17 am
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    i forgot my demat account no. how can i retrive it??

    Reply
    • September 10, 2020 at 2:38 am
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      Please call or visit the depository participants (DP) where you opened the dmat account.

      Reply
      • June 26, 2021 at 9:56 am
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        I want to open a demat AC in Nepal by on line Prosesar

        Reply
      • July 21, 2021 at 11:12 am
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        How do I change my bank but have the same mero share account??? Please help

        Reply
        • November 3, 2022 at 1:02 pm
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          Can i add same number in two tms accounts with same broker

          Reply
        • September 9, 2023 at 5:48 am
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          Old demat no or usename mero seyar

          Reply
    • February 21, 2021 at 5:33 am
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      Can we use same gmail for two different dmat account? Me and my brother have dmat account but we have same gmail..

      Reply
        • March 21, 2021 at 10:41 am
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          I am trying to open trading acc. From naasa securities but its saying your boid is mapped with other broker but i havent opened any other broker acc. So if yes then how can i know in which securities i have opened( may be someone have made to open so)

          Reply
        • May 29, 2021 at 11:13 am
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          I have recently made a second demat account. How can I use the meroshare account with the second demat account?

          Reply
          • May 30, 2021 at 1:27 am
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            Create a new meroshare account with your new demat account.

        • February 16, 2022 at 2:03 pm
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          If same Gmail account is there for two different person with different name and demat a/c then in such case IPO may be cancelled of both person.

          Reply
      • February 16, 2022 at 2:01 pm
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        If same Gmail account is there for two different person with different name and demat a/c then in such case IPO may be cancelled of both person.

        Reply
      • January 10, 2024 at 6:23 am
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        My citizenship number was mistake in the demat form . How can I correct!? please help!

        Reply
  • September 13, 2020 at 1:17 pm
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    Does dmat number came to my email after i have submitted all the required form in bank or i should visit bank to get dmat number and after how many days does dmat number come after filling and submitting all the documents in bank

    Reply
    • August 16, 2021 at 2:18 am
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      How to close demat account ? what are the process of closing demat account in nepal?

      Reply
      • March 20, 2022 at 9:01 am
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        write a letter and summbit to the broker office and it wii response in 2 3 days

        Reply
      • July 4, 2023 at 10:50 am
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        I have opened 2 Demat account and merO share of different bank but I applied IPO it’s been disqualified.
        Please I want to know why have been disqualify?

        Reply
  • September 16, 2020 at 9:22 am
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    Can I have two dmat account in two different banks and operate at the same time

    Reply
    • September 17, 2020 at 1:20 am
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      Yes you can. But you also should have two broker account for trading differently. The intergration of two dmat account into single broker account is yet to be done.

      Reply
      • July 6, 2021 at 11:04 am
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        Q1My birth date in demat account is wrong …how to change it???
        Q2 can we open new demat account by removing old demat account

        Reply
      • November 13, 2021 at 1:39 pm
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        Can I change address

        Reply
    • March 2, 2021 at 3:26 pm
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      My parents unknowingly opened 3 demat accounts in 3 different banks. Can this be a problem?What should we do now? They have only filled up the demat form today and havenot got the account number yet.

      Reply
  • September 20, 2020 at 1:53 pm
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    In order to open demat account,the details of 3 generation document (me,father,grandfather: citizenship) is mandatory or not?

    Reply
    • September 21, 2020 at 2:45 am
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      Citizenship is not required. Only the name of the 3 generation is required.

      Reply
      • December 20, 2020 at 6:10 pm
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        I’m now UAE . I opened demat account from online . So how to verify my demat account..?

        Reply
        • March 7, 2022 at 12:26 pm
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          I want to open the demat account with Lumbini Bikash Bank

          Reply
      • September 1, 2021 at 2:36 pm
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        I have accounts in 4 banks currently. Can i open my demat account in all the 4 banks???

        Reply
    • November 13, 2021 at 4:10 am
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      How can i see shares online on my demat account that was opened 5 years ago

      Reply
  • September 21, 2020 at 4:21 pm
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    Which place is best to open dmat account? Bank or brokers

    Reply
  • September 23, 2020 at 1:32 pm
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    Can I have two trading accounts for the same demat… or can I deactivate my account in one broker and go for next asap?

    Reply
  • October 6, 2020 at 8:28 am
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    How do i change my DP bank from where i opened demat account?

    Reply
  • November 22, 2020 at 4:35 pm
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    Can i have two demat ac? One is from bank & another one from broker..Is it possible to have to diferrent accounts?

    Reply
    • May 9, 2021 at 7:48 am
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      What happens if their is insufficient amount in bank while we apply DMAT…I mistakely applied …can we cancel after we apply or not

      Reply
  • November 29, 2020 at 7:41 pm
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    K DEMAT NUMBER SABKO SAME HUNXA RA SIR

    Reply
  • November 30, 2020 at 10:35 am
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    Will Cash dividend automatically deposited into Demat account?

    Reply
    • December 1, 2020 at 1:56 am
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      Cash Dividend will be automatically deposited in your bank account, not demat account.

      Reply
      • April 15, 2021 at 2:40 pm
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        Is it possible to open Demat account for blind and deaf people in Nepal???

        Reply
    • July 21, 2021 at 11:13 am
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      How do I change my bank but have the same mero share account??? Please help

      Reply
  • December 8, 2020 at 7:55 am
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    I have two DMAT accounts. How to transfer shares from one to another?

    Reply
    • December 14, 2020 at 1:48 am
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      I have inserted gender as female in my paper form of demat but in my demat account details gender has been inserted as male . Will this affect in future ? If so,what should do to change?

      Reply
      • April 2, 2021 at 2:16 pm
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        How to change mobile number of demat account ?

        Reply
        • February 12, 2024 at 3:30 pm
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          Same problem have you got any soln

          Reply
      • February 12, 2024 at 3:32 pm
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        I have got same problem as your
        Do you got solution of this if yes plz tel me

        Reply
      • July 7, 2021 at 6:10 am
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        I fill a wrong email address in demat form is there any solution cause I still not received my clients I’d

        Reply
      • February 12, 2024 at 3:33 pm
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        I have got same problem as your
        Do you got solution of this if yes plz tel me

        Reply
    • August 12, 2021 at 4:02 pm
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      Mah demat account kholna ko lagi arko ko bank account ya citizenship uses grxu vaneh kehi problem ta hudaina ni

      Reply
  • December 10, 2020 at 7:05 pm
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    Can I open demet account online

    Reply
  • December 12, 2020 at 6:47 am
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    Can I apply to IPO’s from two D-mats with same name.

    Reply
  • December 28, 2020 at 8:09 am
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    I have two demat accounts, but only one is linked to tms. How can I sell shares from the other demat account which has no tms or broker trading account.

    Reply
    • December 29, 2020 at 2:33 am
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      You need to transfer shares from one demat account to other demat account that is linked to tms. Or, you can open a new broker account for the unlinked demat account.

      Reply
  • December 29, 2020 at 10:03 am
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    Can Indian Citizen- born in Nepal who has a bank account in Nepal and living in Nepal, open DMAT Account? Who has not got Nepalese citizenship yet

    Reply
  • December 30, 2020 at 6:01 am
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    Is it possible to transfer the shares from one to anothr demat account of same person ?

    Reply
      • January 8, 2021 at 3:49 am
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        Please suggest to check my share status on any company through Demat account.

        Reply
  • January 11, 2021 at 4:58 am
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    I have opened my demat account and i changed my birth certificate later . So my new number of citizenship and old doesn’t match. What do i have to do for changing my date of birth,name and registration number in my demat account?
    It was from Janata Bank and now it merged into Global IME . So where do i have to go?
    Please help me.

    Reply
  • January 11, 2021 at 3:12 pm
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    Does two demat account from same broker is possible ?

    Reply
  • January 12, 2021 at 1:18 pm
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    I filled wrong email address while filling up the demat form. How to change it?

    Reply
    • January 15, 2021 at 8:52 am
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      How to rigester Dment ac

      Reply
      • February 1, 2021 at 5:50 pm
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        How do I change the bank account number I filled while opening dmat account. I didn’t know before we can’t use one bank account for two dmat account of my mother and my little sister. Is changing the bank account in dmat account possible or can I just get CRN number from another bank where I have my account??

        Reply
        • March 2, 2021 at 2:58 pm
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          Can I open two different person dmat alc through same bank alc number ?

          Reply
          • March 7, 2021 at 5:40 pm
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            No

  • January 16, 2021 at 8:06 am
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    Can i open debat account from UAE ??

    Reply
  • January 17, 2021 at 9:07 am
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    Demat of global bank can link with account of Nic asia?

    Reply
    • January 18, 2021 at 2:56 am
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      How can open demat account

      Reply
  • January 26, 2021 at 11:21 am
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    I n didn’t have my bank account connected with my D-mat and i have not got any cash dividends, now i have linked it so it possible that i will get the old cash dividends now?

    Reply
  • January 26, 2021 at 12:41 pm
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    i m nrn british passport holder.can i open dematt account n trading account for share market transactions/////

    Reply
  • January 29, 2021 at 12:42 pm
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    how can we deactive dmate account i have 2 demate account .i want deactivate one account.it is possible to deactivate demate account online

    Reply
  • February 1, 2021 at 5:49 pm
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    How do I change the bank account number I filled while opening dmat account. I didn’t know before we can’t use one bank account for two dmat account of my mother and my little sister. Is changing the bank account in dmat account possible or can I just get CRN number from another bank where I have my account??

    Reply
  • February 3, 2021 at 1:09 pm
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    Eutai maanxe ko 2 ta DEMAT bata same company ko ipo apply Garda rijekt hunxa ki accept hunxa sir

    Reply
  • February 15, 2021 at 3:20 pm
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    Can i link one different bank account number in another bank’s Dmat account to purchase share? Please make it clear.

    Reply
  • February 17, 2021 at 6:41 am
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    can an indian citizen residing in Nepal open a demat account if yes than what documents will berequired

    Reply
  • February 17, 2021 at 10:26 am
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    how to open dmat account from australia???

    Reply
  • February 24, 2021 at 4:30 pm
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    I have forget my dmat no but i know my broker id no.is there any system that i can message and know my dmat no using briker id no???

    Reply
    • March 7, 2021 at 5:49 pm
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      If your broker account is online U can check there OR u can check in Mero Share a/c

      Reply
  • February 25, 2021 at 5:04 am
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    do i need a broker account to apply for an ipo

    Reply
    • February 25, 2021 at 5:49 am
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      You don’t need a broker account to apply for IPO. A broker id is needed to sell the shares or trade in the secondary market.

      Reply
  • March 1, 2021 at 8:35 am
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    Thank you for sharing.

    Reply
  • March 2, 2021 at 3:24 pm
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    My parents unknowingly opened 3 demat accounts in 3 different banks. Can this be a problem?What should we do now? They have only filled up the demat form today and havenot got the account number yet.

    Reply
  • March 11, 2021 at 2:53 pm
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    Can I change my dad and mom’s respective linked bank account number to my bank account number, I mean, can I link the demat account of my dad, mom, and sisters with the same bank account number?

    Reply
    • April 8, 2021 at 2:20 pm
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      Author Please reply this.
      Also tell me if I can link my bank a/c to my son’s & daudgter’sDMAT a/c ? Both are minors.
      Thanks in Advance.

      Reply
      • April 9, 2021 at 2:01 am
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        You need to open separate bank account for your son and daughter and link their demat account to their respective bank account

        Reply
  • March 22, 2021 at 2:43 pm
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    Can I, a 17 year old, open a demat? I do have a citizenship. Please reply!

    Reply
  • March 25, 2021 at 5:22 am
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    My email in meroshare is wrong how can I change it? please help me.

    Reply
  • April 7, 2021 at 8:31 am
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    My father opened my small brother DEMAT account, but my father submitted my mobile number while opening the meroshare account. But I have same mobile number on my meroshare account. Is there any problem if me and my brother have same mobile number in meroshare but two DEMAT account with two different email address?

    Reply
    • April 20, 2021 at 4:39 pm
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      Euta bank bata demat number liyera arko bank bata meroshare ko user I’d password lina milxa

      Reply
  • April 19, 2021 at 6:35 am
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    for upper tamakoshi share.. the government has lent a certain share to local people. But the requirement of a sign-in Demat account is creating a major problem since the majority of people are uneducated, they don’t understand a single word, and can not write their name. in this case what is the other option? they do not accept the fingerprint .. can that share money be transfer to their offspring account? two share one dematt account is it possible

    Reply
  • April 21, 2021 at 7:42 am
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    Mero permanent address ko vdc change vaeko thyo tara maile birsera naya rakhexu. maile aba change garnu parxa ki hunxa etikai.

    Reply
  • May 8, 2021 at 1:35 pm
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    13010600 kun bank ko demat hola jankari pauna sakinx hola

    Reply
  • May 25, 2021 at 1:01 am
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    I want to sell my share and havnt opened any trading account . how do i sell it
    can i transfer my share to my brothers account and sell it.

    Reply
  • June 22, 2021 at 12:44 am
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    Can I open my demat account with my father’s bank account.

    Reply
  • July 2, 2021 at 10:01 am
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    mero broker bata liyeko dmatma vayeko ntc ko share lai bankbata liyeko dmatma kasari sarne ho?

    Reply
  • July 2, 2021 at 10:02 am
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    eutai bank account duita dmat accountma chalauna milxa ki mildaina?

    Reply
  • July 2, 2021 at 10:04 am
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    brokerbata kholeko dmat accountma vayeko ntc ko share lai kasari bankbata kholeko dmatma sarne ho?

    Reply
  • July 19, 2021 at 8:39 am
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    Can i open two tms account with same email id since my 2 demat have same email id?Or shall I change it

    Reply
  • July 25, 2021 at 9:42 am
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    Can I open two trading account with one Demat account??

    Reply
  • July 26, 2021 at 7:09 am
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    I have two demat accounts(no.1 &no.2) but in my trading account with broker only the shares from no.1 demat account is shown. Do I need to open another trading account with another broker for demat account no.2 for selling shares present in demat account no.2.Or there is any way i can get my total dpholding in my present trading account.

    Reply
    • July 26, 2021 at 7:15 am
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      You can open another trading account. Or, you can shift the shares of Demat 2 to Demat 1.

      Reply
  • July 30, 2021 at 2:28 am
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    i have applied online demat and mero share account and also paid rs 200
    but it is rejected
    what should i do now????

    Reply
  • July 30, 2021 at 2:24 pm
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    what can I do if I want to change my account number for DEMAT but the account number I want to change is in same bank?

    Reply
  • August 4, 2021 at 1:04 pm
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    I have two trading accounts from the same boid. Will it prevent me from selling my shares?

    Reply
  • August 23, 2021 at 9:10 am
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    How to solve problem of duplicate appilication?

    Reply
    • October 30, 2021 at 12:13 pm
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      Could I open multiple demat account in multiple bank?

      Reply
  • September 6, 2021 at 1:54 pm
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    How to link old Dmat account (may be 5,6 years old) which was opened at broker to my bank account?

    Reply
    • October 30, 2021 at 12:15 pm
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      Could I open multiple demat account in multiple bank?

      Reply
  • February 8, 2022 at 6:03 am
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    Moilew tms alc kun alc bata kholeko xu tha xeina broker kaha jada tepoi ko alc khulisko nepse ma call gari bujhnus ani call nae lagdaena .ksri thaha pauni kha bata kholeko vnerw?

    Reply
    • March 5, 2022 at 4:30 pm
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      Can one residing in a foreign country open a dmat account?

      Reply
  • April 18, 2022 at 5:20 pm
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    Can I link my bank account number to my parents demat account?

    Reply
  • April 11, 2023 at 5:12 am
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    is there a problem if my bank account contact number and the contact number that i put in my demat is different ??

    Reply
  • September 3, 2023 at 4:36 am
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    how do i transfer my shares from one dmat to another?

    Reply
  • September 9, 2023 at 10:24 am
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    My address in Demat account is worng… how to change it ?

    Reply
  • February 1, 2024 at 10:05 am
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    Can minor create account for 2 demat ?

    Reply

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